Many banks in the US have started sending out Pre-Qualified or Pre-Approved offers to eligible users in order to make the credit card application process easy and straightforward. These two terms are used interchangeably and when customers receive any one of these, they don’t normally jump into exploring the differences between them. That makes sense because both, pre-qualified and pre-approved offers mean that the bank or credit card lender checked out your credit report and thought you matched their criteria of becoming a credit cardholder. The basic information that lenders take into account is often the same for bothContinue reading
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